Hang Seng Bank (China) Limited
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Terms and Conditions for Mortgage Loan Online Application

This On-line Application is based on the information provided by you and is subject to the following terms and conditions and such other conditions as Hang Seng Bank Limited ("Hang Seng") may from time to time prescribe:

1. You should provide acceptable income proof and such other additional information and documents to the satisfaction of Hang Seng Bank.
2. You shall maintain satisfactory banking record with Hang Seng.
3. No bankruptcy order / liquidation order is filed against you.
4. The relevant property shall be a residential property falling within the categories of properties acceptable to Hang Seng and is subject to Hang Seng's valuation.
5. The relevant property is subject to satisfactory title investigation by Hang Seng's approved solicitors.
6. The relevant property is free from incumbrances, e.g. no charging orders have been filed against the property.
7. This On-line Application is subject to further processing by Hang Seng .
8. This On-line Application is made with reference to the current market conditions and is of an indicative nature only. Hang Seng Bank reserves the right to revoke and/or amend this e-Initial Approval at any time whether due to a change in market conditions, the availabilility of other sources of finance to you or otherwise without giving any reason. Hang Seng Bank has absolute discretion to deal with a formal mortgage loan application made pursuant to this e-Initial Approval and reserve the right to reject such an application without giving any reason.
9. Hang Seng Bank shall not be held liable to you (or any other person) for any loss arising from this On-line Application, including, without limitation to loss suffered by you as a result of your purchasing a property in view of this On-line Application
 
Note:
1. This is computer generated document and no signature is required.
2. The English version shall prevail should there be any discrepancy between the English and Chinese versions.

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